How To Send Money Through PayPal in 2021?

Send Money Through PayPal

How To Send Money Through PayPal in 2021?

PayPal is an online payment system that allows you to pay online and send and receive money safely.

When you link your bank account, credit card, or debit card to your PayPal account, you can use PayPal to make purchases online with participating stores. PayPal acts as an intermediary between your bank and merchants and keeps your payment information safe.

You can also use PayPal to send money safely to friends and family, as well as to receive money from people. This feature is useful for splitting the rent with roommates, for example, or receiving money for their birthday.

How To Send Money Through PayPal in 2021?

With PayPal, you can send money to anyone with an email address or mobile number.

Here’s how to send money:

  1. Click Send & Request at the top of the page.
  2. Select from the 3 options.*
  3. Enter the email address or mobile number to whom you are sending money.
  4. Enter the amount you want to send and click Continue.
  5. Review and confirm the information on the screen and click Send Money Now.

*If you’re buying something, select Pay for goods and servicesIf you’re sending money to a friend or family member, pick Send to friends and family in the US or Send to friends and family internationally.

We’ll send the recipient an email to let them know that you sent them money. If they don’t have a PayPal account, we’ll explain how to sign up for one. PayPal members must confirm their email address before the money can be credited to their PayPal account.

Once you send money, you are not able to cancel or reverse the transaction. Please check the details of this transaction carefully.

To send money from a desktop:

  1. Go to Send & Request.
  2. Enter the email address or mobile number for the person concerned and click Next.
  3. Select Sending to a friend or Paying for an item or a service.
    • If you’re sending money to a friend or family member, select Sending to a friend.
    • If you’re buying something, select Paying for an item or a service.
  4. Enter the amount involved and click Continue.
  5. Review and confirm the information on the screen and click Send Money Now.

How to send money from PayPal to a bank account?

With PayPal you can also choose to send money directly to a bank account rather than to another PayPal account. This is done through Xoom, PayPal’s money transfer service. Usually, you will have to pay fees to do this.

Alternatively, you can send cash to your recipient’s bank or a money transfer pickup point for a cash pickup, which will also cost you money.

Here are some of the pros and cons of using PayPal for your money transfers:


  • PayPal is easy-to-use – it has a simple interface
  • You can send money to over 130 countries, meaning that it has one of the largest global coverages
  • You can choose how you want the money to be received, whether directly to a bank account or to be picked up as cash by your recipient


  • The fees can be higher than other transfer services for transfers to international bank accounts
  • You can’t send money directly to a card, only a bank account
  • PayPal can be more expensive if you pay with a credit/debit card rather than PayPal balance or bank account
  • PayPal’s exchange rates may not be as good as with other money transfer providers

Are there fees to send money via PayPal?

Yes, there are fees to send money internationally with PayPal if you want to arrange a cash withdrawal or send it to a bank account.

Rates vary from country to country, and you should check the rates for your sending and receiving country. For example, if you want to send money from the UK to a bank account in Albania, it will cost £6.99 as a transfer fee.

How long does it take for PayPal to send money?

PayPal is a fast money transfer service and your money should arrive in a few minutes, although sending money with PayPal can take much longer as there are extensive administrative procedures and the recipient’s payment institution can be slow.

How do I receive money from a friend through PayPal?

With PayPal, you receive money when someone sends a payment to your email address or mobile number. Once that happens, we’ll send you a message letting you know you have money available.

You can access your money from your PayPal Cash account or PayPal Cash Plus account by going to the Summary page. You can then choose to:

To accept the money, you’ll need to open a PayPal account and confirm your email address.

Why is PayPal charging me a fee to send money?

PayPal does have fees in some cases, but they’re pretty easy to avoid as long as you’re making basic transactions within the US. Fees are usually associated with using a credit or debit card to fund payments, sending money abroad, or using PayPal as a payment processor if you’re a vendor.

Is there any downside to using PayPal?

While it is free to use PayPal to send money to friends and family, if you are sending money via PayPal as part of a business transaction, you’ll be charged fees. PayPal also charges a 1% fee if you want instant access to your money; a free bank transfer takes several days.


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